Frequently Asked Questions (FAQs)

COVID-19 Information

Coronavirus (COVID-19) risk management tips and resources from EDIC are available for policyholders in the Documents section of our policyholder portal as well as on our dedicated Coronavirus page. To keep patients and providers safe, please follow the CDC, ADA, and OSHA guidelines as well, along with the advice of local, state and federal health authorities.

How much is Dental Malpractice Insurance, and what does it cover?

EDIC’s New Dentist Policy is $50 for a first-year occurrence… read more.

I’m a soon-to-be dental student graduate. When should I apply for Dental Malpractice Insurance?

You can apply for your malpractice coverage prior to your… read more.

What is the difference between a part-time and a full-time policy?

A part-time policy is needed for dentists who work an… read more.

I’m going to be moonlighting. What kind of policy do I need?

EDIC offers a moonlighting policy for those dentists who engage… read more.

What is the difference between Claims-Made and Occurrence Dental Malpractice Policies?

A Claims-Made Policy provides coverage for covered claims that are… read more.

Is Oral Conscious Sedation covered by my EDIC Dental Malpractice insurance policy?

Oral Conscious Sedation is covered as long as it is… read more.

I anticipate moving to a different state next year. I have a Claims-Made Policy. Will my EDIC insurance cover me when I move? What do I need to do?

EDIC insures dentists in the following states: Connecticut Maine Massachusetts… read more.

What is “tail” coverage and why do I need it?

When an EDIC insured dentist with a Claims-Made Policy leaves… read more.

I work for a practice in North Carolina but I work a few hours a week at a practice in Virginia. How does my dental malpractice coverage work if I work in 2 different states?

EDIC has many insureds who practice in two different states.… read more.

How do I read an employment contract and what if I feel uncomfortable with some of the wording?

EDIC highly recommends that you seek out an attorney to… read more.

When should I get disability insurance to start practicing?

Disability Insurance is important to have as soon as you… read more.

At what point in your dental career do you recommend hiring someone to help with financial management?

EDIC recommends that you reach out to a financial advisor… read more.

Which one of the online EDIC webinars will qualify me for the Risk Management discount?

Any one of the EDIC webinars will qualify you for… read more.

What are the most common issues leading people to make dental claims?

Here are the most common reasons dental claims are made:… read more.

What steps should I take when receiving a lawsuit from a patient or a notice from the licensing board?

Here are the recommended steps to take when receiving a… read more.

What does an average dental malpractice claim pay out?

The valuation of a case has many variables including the… read more.

How does a dentist terminate a dentist-patient relationship?

Once established, a dentist-patient relationship can only be terminated as… read more.

Was your question not mentioned?

Contact EDIC and speak to a live person who will… read more.