Eastern Dentists Insurance Agency (EDIA)

EDIA-logo

In addition to providing professional liability insurance, EDIC, through its affiliate, EDIA, offers dentists full coverage for their business and personal insurance needs.

EDIC offers the following commercial and personal insurance products to dentists in Massachusetts, Rhode Island, Vermont, New Hampshire, Maine, Connecticut, New York and Pennsylvania:


Business Office Package

General liability coverage for slips and falls

  • Underwritten by the Hartford Insurance Company or Andover Insurance Company
  • Property protection covers your building and contents
  • Business income and extra expense protection
  • ERISA bonds to protect your pension assets and those of your employees
  • Specialized options covering legal expenses for disposal of medical waste and for court and review-board appearances
  • Discounts available for combined coverage’s

Workers’ Compensation

  • Underwritten by The Hartford Insurance Company
  • Wage replacement and medical benefits to employees injured in the course of employment
  • Required by all states
  • Discounts available when combined with the office package above

Employment Practices Liability (EPLI)

  • Underwritten by the Hartford Insurance Company
  • Protects you and your dental practice against charges or suits on employment-related issues
  • Issues such as sexual discrimination, harassment, wrongful termination and employment discrimination can arise
  • EPLI coverage provides for both defense and indemnity payments

Cyber Liability Insurance

To review an important presentation about your Cyber Risk Responsibility in your Dental Practice by John G. Bagley, Esq. and Jeffrey K. O’Connor, Esq., two of the defense attorneys at Morrison Mahoney LLP.

  • Through RT Ryan Turner Specialty, a leading provider of specialty insurance with extensive experience providing coverage to dental and medical practices throughout the country
  • Be ready for potential breaches of your office information
  • Different coverage limits available
  • Free access to a 24/7 privacy breach hotline staffed by expert privacy breach lawyers in an event of a claim

Personal Auto

  • Underwritten by Plymouth Rock
  • 6% discount available for members of the Massachusetts Dental Society
  • 24 hour claims reporting
  • Free pick up and drop off of rental cars

Homeowners

  • Underwritten by either The Andover Company or Chubb Insurance Company
  • 24 hour claims reporting

Personal Umbrella

  • Underwritten by either The Andover Company or Chubb Insurance Company
  • Up to $3 million in excess liability coverage

Renters’ Insurance

  • Underwritten by either The Andover Company or Chubb Insurance Company
  • If you are renting a property or apartment, protect your contents and personal liability
  • Content limits range from $15,000 to $500,000

Additional Insurance Products for Massachusetts Dentists

Only available through Spring Insurance Group

Spring Insurance Group operates as a trusted, full service, value-added insurance agency dedicated to servicing the diverse employee benefit insurance needs of the MDS dentists, families and staff. Products and Services offered by Spring Insurance Group include:

  • Health and Dental Insurance
  • Short- and Long-Term Disability Insurance
  • Life Insurance
  • Identity Theft – Financial Protection Plus
  • Pet Insurance
  • Travel Insurance
  • Voluntary Individual Insurance Benefit Program

Spring Insurance Group works closely with our strategic partner EDIC/EDIA to provide a full-service insurance buying and servicing experience under one roof. By obtaining insurance through Spring Insurance Group, you not only gain an advocate in the ever-changing insurance marketplace, but you are also supporting organized dentistry and the dental industry in Massachusetts and nationally.

For more information on these products above, please contact Spring Insurance Group directly at 617-589-0930 or visit their website at http://www.springgroup.com/