Terms of Use

Terms of Use for www.edic.com

By using www.edic.com (the “Site”), you acknowledge that you have read and agree to all of the following provisions:

APPROPRIATE USE

You may use this Site for your personal use. You may not use it for the benefit of any other person, or for any commercial use unless you are authorized to do so, in writing, by EDIC. You agree that you are permitted to, and will use this Site solely for legally-permitted purposes and you agree that you will not use this Site in any way that causes harm to any person or entity. Use of this Site for any illegal or illicit purpose is prohibited. EDIC will report any such use to appropriate law enforcement and will cooperate in any investigation of illegal or illicit use of this Site.

INFORMATIONAL PURPOSES ONLY

The material provided on this Site is provided for informational purposes only. The material provided on this Site is not intended to, and does not, constitute legal or financial advice. The material provided on this Site does not constitute any policy of insurance. Statements on this Site relating to insurance are general descriptions. Nothing on this Site alters, amends, modifies, or supplements any policy of insurance.

INFORMATION SUBMITTED

You warrant that any information submitted by you through this Site is true and accurate in all respects.

NO WARRANTIES

This Site is provided by EDIC on an “as is” and “as available” basis. EDIC, makes no representations or warranties of any kind, express or implied, as to the operation of this Site, the contents contained therein or materials included on this Site. To the full extent permissible by law, EDIC, disclaims all warranties, express or implied, including but not limited to warranties of merchantability and fitness for a particular purpose. Neither EDIC, nor any other party involved in creating or producing content for this Site will be held liable for any damages of any kind arising from the use of this Site, whether from malicious software, viruses, or otherwise, including but not limited to direct, indirect, incidental, punitive and consequential damages. In no event shall EDIC’s total liability to any user for all damages, losses and causes of action, whether in contract, tort (including, but not limited to, negligence) or otherwise, that result from the use of, or the inability to use, this Site or the information contained on this Site exceed $1.

COPYRIGHT AND TRADEMARK PROTECTION

This Site and all the information it contains, or may in the future contain, including, but not limited to, articles, memoranda, bulletins, reports, press releases, opinions, text, directories, guides, photographs, illustrations, trademarks, trade names, service marks and logos are the property of EDIC, its owners, employees, and certain third parties and is protected from unauthorized copying and dissemination by U.S. copyright law, trademark law, international conventions, and other intellectual property laws. Nothing contained on this Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use this Site or any of its contents, through the use of framing or otherwise, without the prior written permission of EDIC, or such third party that may own the trademark or copyright to such party’s material displayed on this Site.

TERMINATION OF USAGE

EDIC, may terminate or suspend access to all or any part of its Site, without notice, for any reason.

LINKS TO THIRD PARTY SITES

This Site may contain links to other resources on the World Wide Web to assist the user in identifying and locating resources of interest. Such links are not intended to state or imply that EDIC has any affiliation or association with, or is legally authorized to use any trade name, registered trademark, logo, legal or official seal, or copyrighted symbol contained in such links.

APPLICABLE LAW

This Site is created and controlled by EDIC, in the Commonwealth of Massachusetts. As such, the laws of the Commonwealth of Massachusetts will govern these disclaimers, terms and conditions, without giving effect to any principles of conflicts of laws. In the event that a court of competent jurisdiction rules that any provision of these terms and conditions of use is invalid, illegal, or unenforceable under the law of the governing jurisdiction, the validity, legality, and enforceability of the remaining provisions shall not be affected. In the event of such a ruling, then the provision found to be invalid, illegal, or unenforceable shall deemed to be replaced by a valid, legal, and enforceable provision, if any, that is most nearly coextensive with such stricken provision as is consistent with governing law.

CHANGES TO TERMS

EDIC reserves the right to make changes to this Site and these disclaimers, terms and conditions at any time without prior notice. By continuing to use this Site after the posting of any such changes, you agree to be bound by the revised terms and conditions.