What is the difference between Claims-Made and Occurrence Dental Malpractice Policies?

A Claims-Made Policy provides coverage for covered claims that are first made against an insured dentist and reported to the company during the current policy period. The claim  must have occurred on or after the retroactive date and on or prior to the termination date of the current policy.

An Occurrence Policy provides coverage for a claim that occurs during the policy term, no matter when the claim is reported. Even if the dentist no longer has the policy in force, as long as the claim occurred when it was in force, the claim will be covered. Click here for quick quote.

More FAQs