When an EDIC insured dentist with a Claims-Made Policy leaves the EDIC program for any reason, he or she should purchase an extended reporting endorsement or “tail” coverage. This endorsement provides a single set of limits for all future claims. A dentist needs a “tail” if leaving dentistry or if a new employer does not pick up and provide Prior Acts Coverage. If you have been with EDIC for five years and retire over age 50, EDIC will give you the tail at no cost.
- I anticipate moving to a different state next year. I have a Claims-Made Policy. Will my EDIC insurance cover me when I move? What do I need to do?
- I work for a practice in North Carolina but I work a few hours a week at a practice in Virginia. How does my dental malpractice coverage work if I work in 2 different states?
- At what point in your dental career do you recommend hiring someone to help with financial management?
- What steps should I take when receiving a lawsuit from a patient or a notice from the licensing board?