Dental Risk Management
EDIC was established in 1992 by the Dental Society of Massachusetts, as a "by dentists, for dentists,®" company to be able to offer insightful dental risk management solutions for its peers. Eastern Dentists Insurance Company (EDIC) has grown to thousands of members in Massachusetts, Rhode Island, Connecticut, New Hampshire, Vermont, Maine, New Jersey, New York and Pennsylvania. The dental risk management company was expressly formed to control the rising costs of dental malpractice insurance and to allow dental colleagues to control their own destinies.
EDIC believes that dental risk management should be practiced every day in a dentist's practice to prevent medical malpractice insurance claims. In fact, since 1992, EDIC has become aware that good dental risk management practices help to prevent medical malpractice lawsuits and claims. EDIC encourages dentists members to call the dental risk management team at any time should they have questions, concerns or even pending issues. While it is impossible to prevent every medical malpractice insurance claim EDIC is diligent in its efforts to minimize the number of professional liability claims and to this end, EDIC believes in dental risk management education and practices, not only for the newly graduated dentist, but also for the seasoned dentist.
By establishing good dental risk prevention habits and by attending EDIC’s continuing education classes, dentists are informed about the newest trends in professional liability claims. EDIC is able to provide online and/or live courses at convenient times and places within New England, New York, New Jersey and Pennsylvania. In the EDIC courses, dentists learn about the importance of good recordkeeping, how to dismiss a patient, and the proper dispensing of certain medications for dental surgery and for post-surgical complications. EDIC also has a large dental risk management section in its newsletter, On the Cusp, and cutting-edge dental risk management tips are emailed to subscribers in the email newsletter. EDIC also offers dental students this EDIC experience through on-campus dental risk management classes and the Lunch-n-Learn series.
EDIC is a mutual-type Risk Retention Group company owned and controlled by its members. All members vote on changes in the board of directors–all dentists–and on the by-laws. Because EDIC board of directors is comprised of dentists it really understands the specific insurance needs of colleagues and owners. Together with dental malpractice insurance the dental risk management company’s subsidiary, Eastern Dental Insurance Agency, offers dentists personal insurance products and commercial insurance products for their practices. EDIC’s other subsidiary, Eastern Dental Financial Insurance Agency, offers dentists a full spectrum of financial planning services.
EDIC's strength is in its knowledge of the profession and of dentists' needs. EDIC possesses a proprietary knowledge of malpractice claims and advocates dental risk management education for all dentists. EDIC forcefully defends malpractice claims and has an enviable 93 percent success rate of winning dental malpractice cases. EDIC has never settled a claim in sixteen years without the insured's permission. Because of these factors, the dental risk management company can provide members with competitive malpractice insurance rates and great discounts for new dentists
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