Insurance By Dentists, For Dentists®
Founded in 1992 by the Dental Society of Massachusetts, as a "by dentists, for dentists,®" company, Eastern Dentists Insurance Company (EDIC) has grown to thousands of members in Massachusetts, Rhode Island, Connecticut, New Hampshire, Vermont, Maine, New Jersey, New York and Pennsylvania. The company was expressly formed to control the rising costs of dental malpractice insurance and allow our colleagues to control our own destinies.
Advantages of By Dentists, For Dentists Only Company
As a "by dentists, for dentists" only insurance company, EDIC is a mutual-type RRG (Risk Retention Group) company owned and controlled by its members. All members vote on changes in the board of directors (all dentists) and on by-laws. If there are excess profits annually, each member is granted a return of premium.
Dental Malpractice Insurance is Not the Only Insurance Offered
Because of EDIC's board of dentists, we truly understand the specific insurance needs of our colleagues and owners. Beyond dental malpractice insurance, our subsidiary, Eastern Dental Insurance Agency, EDIA, offers dentists personal insurance products and commercial insurance products for their practices. Our other subsidiary, Eastern Dental Financial Services, EDFS, offers dentists a full spectrum of financial planning services. *
* Please note that not all personal insurance products or financial planning products are available to dentists in every state.
Controlling Claims and Costs of Dental Malpractice Insurance
EDIC's strength is in our knowledge of the profession and of dentists' needs. We possess proprietary knowledge of malpractice claims and advocate risk management education for all dentists. We aggressively defend ourselves on malpractice claims and have an enviable 93 percent success rate of winning dental malpractice cases. We have never settled a claim in 16 years without the insured's permission.
Because of these factors, we can provide our members with competitive malpractice insurance rates and great discounts for new dentists. EDIC, a "by dentists, for dentists" insurance company, has strength in its knowledge and in its sheer numbers of dentists.
We are endorsed by the Massachusetts Dental Society and the Rhode Island Dental Association.
Life Cycles
After working with dentists, we have defined different stages of a dentist's career lifecycle.
They are: Dental Student/Resident, New Professional Dentist, Dentist Owner/Partner, Mature Practitioner (Dentist) and Retiring Dentist.
How to Get Started
It's simple! You can send us an e-mail at
info@edic.com
, contact us online or call our 1-800-898-3342 toll-free line and we can set up an appointment for you at your convenience. This consultation is free and you are under no obligation to invest in any product. But you will find, as our other dentists have, that EDIC, EDIA and EDFS advisors can help you completely map out your financial future with medical malpractice liability insurance, personal insurance products, office insurance and financial planning investments.
EDIC Management Team
Charles P. Hapcook, Sr., DDS, FACD
President and CEO
Eastern Dentists Insurance Company
A Dental Society Risk Retention Group
Charles P. Hapcook Sr., DDS, FACD is the President and CEO of Eastern Dentists Insurance Company and has headed the by dentists for dentists only malpractice insurance company since its inception in 1992.
Dr. Hapcook was a dentist with a thriving practice for more than 20 years. When he was practicing dentistry, he was affiliated with two hospitals – the Mercy Hospital in Springfield, and the Baystate Medical Center in Springfield. A graduate of Boston College with a BS degree, he received his DDS from New York University, New York in 1973. He completed his internship and residency in Endodontics and served as Chief Dental Resident for the Manhattan Veterans Administration Hospital in New York in 1976.
Professor of Dentistry, Expert on Risk Management & Medical Malpractice
Dr. Hapcook has served as a professor and instructor in Endodontics at Tufts College of Dentistry from 1979-83; has served as an instructor of Endodontics at the NYU College of Dentistry from 1974-83; served on the Board of Admissions at NYU from 1975-93; and also was a lecturer at Harvard University from 1978-79. Dr. Hapcook has published numerous scholarly articles on dentistry including Endodontics, the licensing of dentists nationwide, risk management and dental malpractice claims.
Founding Member of EDIC, a Medical Malpractice Insurance Company
For his entire career as a dentist, he has been an active member of the American Dental Association, serving as a delegate, or on special committees and task forces. In addition, Dr. Hapcook has been an active member of the Massachusetts Dental Society since 1980, serving as president, treasurer and vice-president. He also served on the president's committee, the dental practice committee, as a presidential advisor, and as chairman of the legislative committee, and was one of the founding members of EDIC. In addition, Dr. Hapcook has been an active member of the American Association of Endodontists for more than 20 years.
Dr. Hapcook's work with dentistry and EDIC has garnered him several different awards. In 1994, he was awarded the James Etherington Award; in 1991, he was named to the Fellow American College of Dentists until the present; he received the American Academy of Oral Medicine Award in 1973; he won the professional fraternity award of Sigma Epsilon Delta in 1973; the Vice President Award of NYU in 1973; and the International College of Dentists Award in 1973.
Sheila A. Anzuoni, Esq.
Executive Vice President and Chief Operating Officer
Eastern Dentists Insurance Company, (EDIC)
Eastern Dental Insurance Agency, (EDIA)
Eastern Dental Financial Services. (EDFS)
Sheila A. Anzuoni, Esq., serves as Executive Vice President of the Eastern Dentists Insurance Company (EDIC), as well as the Eastern Dental Insurance Agency (EDIA) and the Eastern Dental Financial Services (EDFS).
Formerly, Attorney Anzuoni served as the General Manager of the Rhode Island Medical Malpractice Unit, JUA. She has also worked with and on both the administrative and legal staffs of Massachusetts General Hospital. Ms. Anzuoni received her law degree from Suffolk University Law School and her BA and MA degrees from Emmanuel College.
Ms. Anzuoni is a licensed insurance broker and is registered with the NASD, holding a Series 24, Series 7, and Series 65 licenses.
Barry J. Regan
Vice President of Claims and Risk Management
Eastern Dentists Insurance Company (EDIC)
Mr. Barry Regan has worked for Eastern Dentist Insurance Company since 1993 and is presently vice president of claims and risk management for EDIC, the Massachusetts and Rhode Island Dental Societies' endorsed carrier for professional liability insurance.
A 1979 graduate of the University of Massachusetts-Boston, Mr. Regan worked as a multi-line adjuster for Commercial Union Insurance Company from 1980-85 and then became a Medical Malpractice Supervisor for The St. Paul Companies, where he worked until joining EDIC.
Lauren C. Leahy, CPA
Vice President and Chief Financial Officer, July 2005 -present
Eastern Dentists Insurance Company, (EDIC)
Lauren C. Leahy, CPA, is currently the Vice President and Chief Financial Officer of Eastern Dentists Insurance Company (EDIC). She has been with the medical malpractice insurance company since November 2002, when she was employed as its Controller. In July 2005, she was named Vice President and Chief Financial Officer.
Prior to EDIC, Lauren worked as a Manager of Financial Analysis for Liberty International Holdings Inc., from 2000 to 2002. From 1999 to 2000, Lauren was employed with Arthur Andersen LLP, as an Assistant Operations Manager. From 1995 to 1998, Leahy worked for Arthur Andersen as a Senior Auditor for the Assurance Practice.
A graduate of the University of Richmond, at the E. Claiborne Robins School of Business, she attained a BS in Accounting in 1995. Ms. Leahy is a member of the Massachusetts Society of Certified Public Accountants.
Jack Dombek
Vice President of Sales
Eastern Dentists Insurance Company (EDIC)
Vice President, General Manager,
Eastern Dental Insurance Agency (EDIA)
Mr. Jack Dombek joined Eastern Dentists Insurance Company, (EDIC) in 1997 and was instrumental in the start up and management of Eastern Dental Insurance Agency, Inc. (EDIA,) an affiliate company of EDIC. Under his guidance, EDIA has become a successful insurance agency, offering all types of insurance products to dentists. EDIA now writes over 3,500 policies throughout New England.
Mr. Dombek has established partnerships with well-known and well-established insurance carriers such as Kemper Insurance, The Hartford, Chubb, Andover and Plymouth Rock. In addition, he serves as the vice president of sales for EDIC's medical malpractice insurance division. He oversees a direct sales staff and has established a broker network in the states where EDIC does not write policies directly - such as New York and New Jersey currently.
A graduate of the University of Hartford, he received a BA degree in 1983. Mr. Dombek's career in the insurance industry spans more than 20 years, having first started in 1985 with Sentry Insurance, where he received numerous sales awards. He then joined the independent agency system, specializing in sales of commercial lines. Prior to joining EDIA and EDIC, he opened and managed an office in Connecticut for a large agency.
